With no advance payment and no prepayment charges, our Flex car finance is made to help you to get the motor automobile you desire with financing options that really work for you personally.
What’s The Flex Auto Loan?
Our Flex car finance is similar to a rent, except you actually possess the car. By the end of the funding term, you are able to wthhold the vehicle if you are paying the staying stability or fund the total amount in the present utilized rates. Or perhaps you can merely get back the automobile. 1
So how exactly does the Flex Loan Program work?
The Flex Loan Program can be obtained for brand new and utilized cars (up to five model yrs. Old). Funding options can be found from 24 to 72 months, offering re payments as much as 40per cent less than mainstream funding. Let me reveal a good example:
|Mainstream Loan||Flex Loan|
|Loan Term||three years||3 years|
|guaranteed in full Future Value (GFV)||n/a||$16,500|
*Payments 1-35 are $464.80 by having a payment that is 36th of16,500 (GFV). 45 times to payment that is first. Predicated on a 3.99per cent apr. Disclaimer: (1) Rates shown are for illustrative purposes just and may even differ because of credit that is individual and/or loan term. (2) re Payments shown can vary greatly through the payment that is final by credit union loan agent.
At any right time through your loan term it is possible to:
- Offer the automobile, spend the loan stability (including recurring value) and keep any distinction.
- Make use of the automobile being a trade-in, in addition to loan stability (including recurring value) is paid within the deal.
- Maintain the car and refinance the loan stability (including value that is residual being a utilized automobile loan.
At loan readiness, you’ve got the choice to get back the automobile and walk out of the value that is residual.
Why should a Flex is got by me Loan?
With all the Flex car finance, you love:
- No advance payment with no prepayment charges
- Reduced payments that are monthly traditional loans
- Ownership advantages and funding options due to the fact car is en en titled in your title
Willing to get going?
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1 cars are gone back to a merchant chosen by Cinfed. Disclaimer: (1) Rates shown are for illustrative purposes just and can even differ as a result of credit that is individual and/or loan term. (2) re Payments shown can vary through the payment that is final by credit union loan agent.
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